🌅 Retirement Savings Calculator

Find out if you're on track for retirement — see your projected nest egg and how much you need to save each month.

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Your Plan
yrs
yrs
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% of your contribution matched by employer
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Retirement Projection
Projected Nest Egg
At age 65
Years to Retirement
Your Total Contributions
Employer Match Total
Investment Growth
Nest Egg Needed (4% Rule)
On Track?
Monthly Withdrawal (30 yrs)
Nest Egg Needed = Annual Income Goal ÷ 0.04
Example: $60,000/yr → need $1,500,000
Monthly withdrawal = Nest Egg × 0.04 ÷ 12

The 4% Rule suggests you can withdraw 4% of your portfolio annually without running out of money over a 30-year retirement. This is a guideline — actual results depend on market performance, inflation, taxes, and Social Security.