See the real tax value of your charitable donations — including AGI deduction limits, carryforward amounts, and how much itemizing actually saves over the standard deduction.
Charitable deductions only save taxes when your total itemized deductions exceed the standard deduction ($14,600 single / $29,200 MFJ in 2026). Many donors get no tax benefit because their itemized total falls short of the standard deduction. "Bunching" — combining 2 years of donations into one year — is a strategy to maximize the tax benefit.