Enter your W-2 income, withholding, deductions, and credits to instantly see if you will get a refund — and exactly how much. Based on 2026 IRS brackets.
A large refund means you over-withheld — you gave the government an interest-free loan. A large amount owed means you under-withheld and may owe a penalty. The ideal outcome is close to $0 — either direction. Adjust your W-4 withholding to hit this target.